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Self-employed borrowers

Your income doesn’t always fit a standard lending box.

We help sole traders, company directors, contractors and business owners understand documentation pathways.

Tailored lending

Present your income story clearly.

Lender policies vary. The right documentation path depends on your business structure, history and overall financial position.

Document requirements and eligibility vary by lender. Less documentation does not mean no verification or reduced responsible-lending obligations.

Full-doc pathways

This may include personal and business tax returns, notices of assessment and financial statements.

Alternative documents

Some eligible scenarios may consider BAS, business bank statements or accountant declarations.

Business context

We help explain structure, income trends, add-backs and existing commitments to the lender.

Common questions

What borrowers ask us.

Every lending position is different. These general answers are a useful starting point.

A mortgage broker takes the time to understand your goals, researches suitable lending options, helps prepare your application and supports you through to settlement.

Your next step

Ready to discuss your property plans?

Start with an obligation-free conversation.